Environmental Health ManagementThe OH nurse, particularly in those organizations, such as SME’s, who may not have a designated environmental health manager, can advise the company on simple measures to cut the use of natural resources, minimize the production of waste, promote re-cycling and make sure that environmental health management is placed on every organizations agenda. The OH nurse can also find appropriate specialists in their locations to advice or deal with environmental health management. The occupational health nurse may give by taking these issues forward in the absence of other specialists.Adviser to management and staff on issues related to workplace health management.OH nurses involved in workplace health management can sometimes be asked to act as advisers to management and staff on the development of workplace health policies and practices, and can fulfill an advisory role by participating in, such as, health and safety committee meetings, health promotion meetings, and may be called upon to give independent advice to managers or workers who have specific concerns over health related risks.As a liaison to other external health or social agencies.OH nurses act in an advisory role when seeing people who may have problems that, whilst not directly related to work may affect future work attendance or performance. The nurse may be involved in advising people to seek advice from their own family doctor or general practitioner, or other external agency that may be better placed to aid the person.Health educator & Health Promotor.Health education as one of the key prerequisites of workplace health promotion is integral aspect of the OH nurses’ role. In some countries the nurse is required to support activities for adoption of the healthy lifestyles within on-going health promotion process, as well as take part in health and safety activities. OH nurses can carry out a needs assessment for health promotion within the company, prioritize activities in consultation with management and workers, develop and plan right interventions, deliverer co-ordinate the delivery of health promotion strategies and can play a valuable role in evaluating the delivery and achievements of the health promotion strategy.CounselorIn the small or medium-sized company the occupational health nurse may be the only health care professional present most of the time and they can help people working there in dealing with mental health and work-related stress. For many people the occupational health nurse, working at the company level, may be the first point of contact with health care providers and these nurses can do much to make sure that people are referred to the right agency.Health Needs AssessorA specialist OH nurse will need to be well skilled in undertaking a nurse-based health needs assessment at both the individual and the organizational level. This type of assessment can be used as the basis for individual case management or occupational health program planning. OH nurses may use research based skills in carrying out the assessment, in handling the data generated in the assessment and in interpreting the results and advising management acting as a member of the multidisciplinary team.Evidence Based Practitioner Increasingly all health care providers are using evidence based approach to practice that requires the professional to seek the best available information on which to base their practice. Occupational health nurses are skilled in searching the literature, reviewing the evidence available, which may be in the form of practice guidelines or protocols, and applying these guidance documents in a practical situation.Occupational health nurses should be well skilled in presenting the evidence, identifying gaps in current knowledge, and allowing others to review critically the implementation of care plans based on their assessment of the evidence.EpidemiologistThe most widely used and accepted form of investigation into occupational related ill-health and disease is based on large-scale epidemiological studies. Occupational health nurses are advised to become familiar with the principles and basic methods used in epidemiology.This concludes the four-part series the core areas of knowledge of the occupational health nurse
Having a difficult time getting an auto loan from the dealer? Are the banks turning you away in a hurry as well? Let’s face it, if your credit is less than perfect, you may feel like you are running out of options for getting an auto loan financed.Most lenders will make you feel like you can’t get an auto loan because they aren’t willing to take on the risk of lending to sub prime auto loan applicants. Although being placed in the “sub prime” category does limit your options, it doesn’t mean that you are completely out of luck.There are plenty of options for the bad credit auto loan borrower. Many online auto loan lenders give buyers with bad credit a chance at owning a nice new or used car.First, you need to understand what goes into getting a bad credit auto loan and why many lenders are willing to take a chance with bad credit borrowers.Understanding Your Credit ScoreA bad credit auto loan borrower is typically someone with anything less than a 620, and in some cases a 650 FICO score. This could have been from past bills that went unpaid, late payments, and many other factors.Typically credit mistakes occur when a person doesn’t understand the importance of their credit score for their future and they make bad decisions. It could also be due to financial hardship, and being unable to pay bills on time.Make sure you run a credit report, preferably with all 3 major credit bureaus. Many times mistakes have been made on your report, and items that should have been removed are still counting against you.Knowing what your credit score is before applying for an auto loan can lead you in the right direction as to where you should look for financing.If you have a high-risk credit score, don’t bother trying to get financed through the dealer or the bank. It will only discourage you more. Instead take a look online for companies that specialize in this type of loan.Remember That Your Credit Can Improve Over TimeThere are ways to get mistakes removed from your report, and writing the credit bureaus is one way to take care of these issues.Since you are probably in a bad credit situation if you are reading this, know that it is something that can be fixed over time through research and action.You can also pay for an experienced credit professional to assist you in writing the bureaus and getting negative marks removed. Although this service usually costs hundreds, it could save you thousands in the future.Check online resources and ask friends and family who may have been in a similar situation. You would be surprised at how many people have dealt with similar credit issues in the past.Once go through the process and fix your credit issues over time, you will not have to worry about getting a bad credit auto loan approved.After your credit has improved, you will be able to walk into a car dealership or bank with confidence, knowing that they are going to finance your auto loan based on your new and improved credit score.Find Bad Credit Auto Loan CompaniesThere are many online auto loan companies specializing in bad credit auto loan lending. Typically there is going to be a difference in auto loan interest rates depending on your credit score.The interest rates are typically much higher for a bad credit auto loan candidate than they are for your average good credit borrower.Most bad credit auto buyers start the process knowing that their credit score is a minor roadblock in getting a car loan. It’s best to make sure you are comfortable with the rate you are quoted, and that you are not getting pushed into a loan with poor terms. This is why it’s imperative that you read over the terms carefully when signing papers.Get Your Auto Loan FundedNow that you understand the process of getting an auto loan with bad credit, you should be much more confident. You have options to explore, and many companies out there who will lend you money regardless or your credit history.After all, you deserve a new vehicle and a fresh start. Think about how easy it will be to get a car loan financed in the future. And for now, knowing how to get an auto loan with bad credit should give you plenty of confidence.
Many real estate agents enter the real estate market each year attempting to know real estate so that they can represent their clients who expect that they know something about real estate. Some agents feel that they know real estate after they take their state exam because they don’t know any better. But the truth is that they don’t know real estate until many things transpire to make them a real estate agent and those things come from knowledge.In this article, I will give you what I know to be the truth about learning real estate and give you some simple step by step instruction on what it takes to learn real estate and become the professional that is hired by the public to protect them. This is really simple but it requires a simple approach that can be tedious and boring to a salesperson. However, as a top agent in my field and the number one agent in Georgia, I can tell you, this is what has to be done if you are going to protect your client.Learning real estate is a processReal estate is a process of learning the system of the contract and the MLS. Here are the 7 steps to becoming good at what you do for a living:
Read the Purchase and Sale Agreement 50 times or more over the course of the first month in the business. Apply questions of when, why, where, how to all paragraphs. Ask your real estate broker if they have a written test they could give you to make sure that you are comprehending the agreement.
Study all addendums, exhibits and forms that can be added to the Purchase and Sale Agreement closely, applying the same questions as above to each and every paragraph.
Study the MLS system so that you have a working knowledge of the MLS listing itself and the features of the system. Map out a few homes and then think what you will do to notify the seller that you are going to visit the home. Make a script and a process of how you will show the home, listing the steps from getting your lockbox key updated all the way to locking the house back up when you leave.
Learn the mapping system that you will use. If you are using a GPS, map book or mapping software, make sure that you fully understand it’s flaws.
Write a fake offer for a buyer pretending that you are representing them. Fill in all the blanks and ask yourself the questions that will represent this buyer well. This is where you ask your family members to help you. They make up a scenario and you represent them. Of course you are not going to send the offer to an agent.
Study construction flaws of your area on the internet. However, remember that most state’s licensure for a real estate agent is limited to only the duties of an agent. This does not include making recommendations for repairs or being an inspector with your clients.
Make a packet of information for your buyers showing that you are an expert and that you have thought of the information they need to make an education purchase.
If you do the simple things above, you will find that you will become an expert quickly. Almost everything you need to know is in the Purchase and Sale Agreement that your state uses. Many people attend continuing education and that is fine, but the rubber meets the road when you are an expert at representing your clients in a legal and binding document.